PEO GLOSSARY

Human resources definitions that any human can understand

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Medical/Surgical Benefits -  Benefits to cover medical or surgical services which are defined under the plan's coverage terms. These do not include Mental Health benefits.
Mental Health Benefits -  Benefits to cover mental health services which are defined under the plan's coverage terms. These do not include treatment of substance abuse or chemical dependency.
Mental Health Parity Act (MHPA) -  MHPA is a federal law that requires annual or lifetime dollar limits on mental health benefits provided by a group health plan to be no lower than the annual or lifetime dollar limits for medical and surgical benefits offered by that plan. MHPA applies to employers with more than 50 employees.
MEPPAA -  Multiemployer Pension Plan Amendments Act (1980)
MHPA -  The Mental Health Parity Act
MSA -  Medical Savings Account
Multiemployer Plan -  A retirement or pension plan established through collective barganing agreements where more than one employer maintain the plan and are required to contribute.
Multiple Employer Welfare Arrangement (MEWA) -  MEWAs provide health and welfare benefits to employees of two or more unrelated employers and who are not involved in collective bargaining agreements. MEWAs are designed to provide small employers access to low cost health insurance similar to that available to larger employers.
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